Nationwide £100 Bonus 2026: Full List of Eligible Customers, Dates & How to Claim

Nationwide has confirmed that thousands of its customers could receive a £100 bonus payment in 2026. If you bank with Nationwide—or are thinking about it—you’re probably asking one simple question:

“Am I getting the £100?”

This guide breaks everything down in plain English. You’ll learn who qualifies, when the money is paid, how to check your eligibility, and what to do if you’re left out. No confusing banking jargon. No guessing.

Let’s get started.

What Is the Nationwide £100 Bonus Payment?

The Nationwide £100 bonus is a cash reward paid directly into eligible members’ accounts. It is not a loan, not a voucher, and not something you need to pay back.

Why Nationwide Is Paying £100

Nationwide is a building society, not a traditional bank. That means it is owned by its members, not shareholders.

The £100 bonus is Nationwide’s way of:

• Rewarding customer loyalty

• Thanking members for staying with the society

• Sharing profits with customers instead of investors

In short, if Nationwide does well financially, members benefit.

This type of payment is often linked to Nationwide’s Fairer Share or loyalty reward schemes.

Loyalty Bonus vs Switching Incentives (Important Difference)

Many people confuse the £100 bonus with bank switching offers—but they are not the same.

Here’s the difference:

• Loyalty Bonus (£100 payment)

  • Paid to existing Nationwide customers

  • Rewards long-term membership

  • No switching required

• Switching Bonus

  • Paid for moving from another bank

  • Usually has strict conditions

  • Often requires direct debits and minimum pay-ins

The Nationwide £100 bonus in 2026 is a loyalty-based reward, not a switching deal.

Who Is Eligible for the Nationwide £100 Bonus in 2026?

Eligibility is the most important part—and also where most confusion happens.

While Nationwide may fine-tune criteria, past payments give us strong clues about who qualifies.

Account Types That Usually Qualify

Based on previous Nationwide bonus payments, eligible customers typically include:

• Nationwide current account holders

• Members with savings accounts

• Customers with Nationwide mortgages

• Joint account holders (in some cases)

You usually need to be an active member, not just someone who opened an account years ago and never used it.

Minimum Requirements You’ll Likely Need

While Nationwide sets official rules closer to payment time, common requirements include:

• Being a Nationwide member before a specific cut-off date

• Having at least one qualifying account

• Actively using your account (for example, transactions or balance activity)

• Holding membership for a minimum period

👉 Simply opening a new account shortly before the bonus announcement may not qualify you.

Who Is Excluded? (Very Important)

Some customers are disappointed every year because they miss this part.

You may not qualify if:

• Your account is inactive

• You closed your Nationwide account before the cut-off

• You joined after the eligibility deadline

• Your account type does not meet membership rules

If you’re unsure, don’t panic—we’ll show you how to check next.

How to Check If You’re on Nationwide’s £100 Bonus List

Nationwide does not publish a public list of bonus recipients. Instead, they notify eligible customers directly.

Here’s how to check.

Check the Nationwide App (Fastest Method)

If you use the Nationwide mobile app:

1. Log in

2. Check your messages or notifications

3. Look for updates about member rewards or bonus payments

Most customers who qualify receive an in-app alert first.

Check Your Email and Letters

Nationwide may also contact you via:

• Email

• Secure messages

• Physical letters

👉 Always check your spam or promotions folder, just in case.

Online Banking (Desktop Users)

If you bank online:

1. Log in to Nationwide online banking

2. Open your secure inbox

3. Review recent messages or account updates

If Nationwide plans to pay you, they will tell you.

When Will Nationwide Pay the £100 Bonus? (Expected Timeline)

Exact dates vary, but we can estimate based on previous years.

Expected Payment Window

In recent bonus rounds, Nationwide paid customers:

• In late spring or early summer

• Often between May and July

For 2026, payments are expected in a similar window, although official confirmation comes closer to the date.

One-Off Payment or Staggered?

The £100 bonus is usually:

• A one-time payment

• Paid directly into your qualifying account

However, payments may be staggered over several weeks, meaning some customers receive it earlier than others.

How Will the £100 Be Paid?

This part is simple—and good news.

Direct Account Credit

If you qualify:

• £100 is paid straight into your Nationwide account

• No forms to fill

• No claims process

The payment will appear as a credit transaction, often labelled as:

• “Nationwide Bonus”

• “Member Reward”

• Or similar wording

Is the £100 Bonus Taxable?

For most customers:

• No tax is due

• It is considered a reward, not income

However, if you’re unsure or have complex finances, it’s always wise to check with a tax professional.

What to Do If You Don’t Receive the £100 Bonus

Didn’t get paid while others did? Don’t panic yet.

Common Reasons People Miss Out

The most common reasons include:

• Not meeting the membership cut-off date

• Having an inactive account

• Holding a non-qualifying account

• Missing one of the eligibility requirements

Often, it’s not a mistake, but a rule issue.

How to Contact Nationwide

If you believe you should have received the bonus:

• Contact Nationwide customer support

• Use secure messaging or phone support

• Ask specifically about £100 member bonus eligibility

Be polite, clear, and patient—support teams deal with high volumes during bonus periods.

Nationwide £100 Bonus vs Previous Years (2023–2025 Comparison)

Nationwide has paid similar bonuses before, which helps us understand 2026 better.

What Happened in Previous Years?

• 2023–2024: Loyalty payments rewarded long-term members

• 2025: Strong focus on active customers and membership length

• 2026: Expected to continue the same pattern, possibly with refined rules

Is 2026 Better or Worse?

Early signs suggest:

• £100 remains a strong and competitive reward

• Nationwide continues to prioritize loyal members

• The bonus is still one of the most generous loyalty payouts among UK banks

FAQs About Nationwide £100 Bonus Payments

Do I need to apply for the £100 bonus?
No. If you qualify, Nationwide pays it automatically.

Will joint account holders both get £100?
This depends on Nationwide’s rules for the year. Sometimes bonuses are paid per member, not per account.

Can Nationwide cancel the bonus?
Nationwide can change or withdraw offers, but once officially announced, payments usually go ahead.

Is this the same as the Fairer Share Payment?
Often yes, or closely related. Nationwide may use different names, but the idea is the same—sharing profits with members.

Final Thoughts: Should You Expect the £100 Bonus?

If you are:

• A long-term Nationwide member

• Actively using your account

• Holding a qualifying product

Then you have a strong chance of receiving the Nationwide £100 bonus in 2026.

The key takeaway?
👉 Stay active, stay informed, and check your messages.

This guide will be updated as Nationwide releases official confirmation, so bookmark it and check back.